Cleaning Up My Financial Disaster

Posted on: 5 December 2023

The last thing you want when you're already struggling financially is to have your wages garnished. Losing a portion of your paycheck can make it difficult to make ends meet and pay necessary bills. Wage garnishment legal firms specialize in helping people like you to stop wage garnishment, eliminate debt, and take control of their finances. Read on to learn everything about the services offered by a garnishment legal help firm. [Read More]

Posted on: 6 March 2023

Many people prefer to file chapter 7 bankruptcy because it wipes out almost all their debts, essentially letting them start over financially. However, it's not always the best option. Here are two times when filing chapter 13 bankruptcy is better for your present and future. You Want to Protect Your Cosigners While chapter 7 bankruptcy has great protection for petitioners, it doesn't do anything to shield cosigners from creditors. The automatic stay that stops collection activity while your case is active doesn't cover co-debtors, and creditors will immediately go after any and all cosigners to get the debts paid. [Read More]

Posted on: 8 August 2022

Many people consider filing for bankruptcy as the last thing they would want to do when faced with the threat of insolvency. For many, handing over their finances and assets to trustees might not sit well with them. Others also fear that they will lose their valuables in the process. However, doing nothing about your worsening financial situation will make it inevitable for you to lose everything. You should speak to a bankruptcy lawyer and understand the available ways out of your predicament. [Read More]

Posted on: 1 February 2022

Both divorce and bankruptcy are major financial moves but doing them together could require some delicate planning ahead. To find what to do first and why, read on. What Is Your Income Situation? You may not be allowed to file for chapter 7 if your income is too high. Married couples must use both of their incomes to qualify. To determine eligibility based on income, compare it to the median income in the state where you plan to file your bankruptcy. [Read More]